Minister Appreciation Month

October is minister appreciation month.  At Bed Mart Furniture Gallery we believe in honoring our ministers with a 20% discount.  During October all ministers who shop Bed Mart will be able to take 20% off all retail price merchandise in the store. We will even extend the discount to any special order items! That's right, so let all of your friends and family know to spread the word to any and all ministers you know. Tell them to come to Bed Mart and take advantage of Minister Appreciation 20% discount!

Be careful about financing!

Today I was working with a couple at the store who needed to finance their purchase. They did not quality for our usual financing so I was trying to help them by finding an alternative form. There was a company I had previously used and could not remember why I had stopped using them. I knew the couple would qualify for their financing terms, so I started the process.

The couple was hoping to pay their purchase off in 12 months and wondered what the payments might be. I remembered this company had a 90 day same as cash or terms for 12 months. I had never used the 12 month program, so was not familiar with it. When I asked them about the financing for 12 months, he said it would be 15% x 12 for the financing! I was confused and asked if he meant 15% for the entire purchase? He said yes, it is 15% times the entire purchase x 12 months!! 


In other words, for a $1000 purchase it would be $1000 x 15% = $150 x 12 months = $1800 of INTEREST!! That's more than the purchase! Then you still have to pay the $1000 purchase! So now your $1000 purchase costs $2800 because you took more than 90 days to pay!

You know what else? If you take 91 days to pay you will still have to pay the $2800! It's all or nothing! You are either within the 90-day-same-as-cash or you are not! No in between! That just stinks!!

Now what do you think about easy financing? Next time before you sign on the dotted line, be sure to read the fine print and ask a lot of questions! Or better yet, just come to Bed Mart! I promise I won't let you spend that much on financing!

Bedmart's photostream

Bedmart's photostream on Flickr.

Bed Mart Furniture Gallery on display.

Flickr

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Solutions for the Student in the Dorm

Students living in dorms find themselves in a unique position. Most dorms are set up

for two students per room and the rooms are usually not very large. For this reason, students

need to be creative in ways to conserve space.

One way of conserving space is to use loft beds to raise the bed. By doing this, they'll be

able to place their desk under the bed and have additional space for other necessities in the room.

Another frequently used idea is use of the futon. Futons have come a long way in their design,

style,and quality. Futons are now available in chair size, regular full size, loungers of various widths,

and queen size. Futon mattresses can be as plain or fancy as you desire. They also come in various

widths with the most common between 6" to 10".

For styles of lofts and futons, visit http://www.stillwaterbedmart.com/product_gallery/index.htm